Investing in alternative living solutions is a powerful way to build a more sustainable future. Budgeting & Spending I have been trying to control our family budget since the beginning of the year (2022). The prices are going up with lightning speed, and my family’s needs are also changing and increasing. Like everyone else, we…
The New Feminism: Building Wealth on Your Own Terms
The end of Roe v Wade means that the war on women’s independence has intensified. Many right-wing governments will look up to the US and follow its example, restricting even further women’s access to abortion and, soon, access to contraception and, who knows, voting rights. In short, anything they can get away with may be…
What If You Could Quit Working Decades Early?
Many financial independence bloggers talk about saving 20-30 multiples of your annual budget (expenses) to become financially independent and retire early. However, the final number for that calculation can be pretty daunting for many people, especially if you didn’t think about retirement in your 20s or 30s and have to start from zero. Furthermore, saving…
JL Collins Financial Advice
JL Collins is a financial blogger and an author who was the most influential force behind my desire to seek financial independence. In his book “The Simple Path to Wealth”, he says that if individuals follow the tips listed below in the next ten years, they will be on their way to financial independence. According…
2021’s Most Unnecessary Purchases—My Honest Review
Some financial goals I set for myself for 2021, I didn’t manage to reach by the end of December. But I’ll reach them by the end of January 2022; I’m a month late. That makes me, in some respects, upset with myself. However, this is the first time in my life I’ve set financial goals…
Money Management for People Who’ve Never Been Taught
This type of assumption is misleading, giving a false belief that money management is a gift rather than a skill anyone can learn. Yes, our early childhood indeed influences our financial decisions and our understanding of how money is used. However, the financial choices our parents, carers or adults in our lives made when we…
The Treasures I Found in My Mum’s House
Each visit included cleaning one of the bedrooms, which had gradually become a storage for all the unwanted stuff we had all gathered over the years. Last year, I found so many items of clothing that it made me cry just to think how hard I had to work to buy those things, only to…
What Our Grandparents Knew About Money That We’ve Forgotten
After my granny’s death, my mum and her sister took it upon themselves to clear out her closet. To their biggest surprise, they found unopened packs of tights and a few never-worn long johns that belonged to my grandfather, who passed away long before my granny did. Both items were from the ’80s; my granny…
Spoiler: Half-Assing Doesn’t Work
When I was at the peak of my personal half-assing, I knew I was stuck and couldn’t get out of that circle of self-sabotage, which, in everyday life, translated to a fear of committing to myself. At the end of 2020, I realised that for most of my adult life, I’ve been half-assing. I did…
Decreasing the Amount of Money You Need to Be Happy
In my 20s, I used to visit designer shops a lot. During those visits, I usually bought clothes (I still have some of those items and they still fit me, since the more expensive brands have much higher quality than fast fashion, so it’s good for sustainability), bags, and shoes, of course. Over the years,…