I’ve been thinking about the little purchases we make regularly that quietly drain our finances. This is the list I came up with; if you have anything to add, please share. Cheap, mostly plastic, Christmas ornaments. This stuff drives me crazy because it usually breaks the moment you open a box or try to hang…
Escape the Trap of Debt
Whatever the banks or financial advisors tell you regarding accumulating debts, consumer debt has never been your friend. I would go as far as saying that personal debt is your mortal enemy that threatens to suck the happiness out of your life. In our culture of instant gratification, it’s easy to overspend and indulge in…
The Power of Small Numbers
People often say that a cup of coffee costs only £3 and that’s nothing. Well, £0 is nothing, so let’s assume that £3 isn’t a massive amount of money If you buy one cup of coffee every day (including the weekends), you will end up spending £21 a week, which equals £1,095 a year, and…
Why Your Mindset Shapes Your Financial Future
I watched “The Minimalists” documentary years ago, and then I read Mr Money Moustache’s blog furiously in 2019. But it wasn’t until the national lockdown that I noticed a massive shift in my consciousness. In all honesty, I would never want to go back to the mindset I had pre-lockdown. When you start changing habits and shifting outdated…
Your Path to Financial Freedom Starts Here
Recently, I read that women in my generation will never earn as much as our fathers did; even though we are much better educated, we will still struggle financially. After taking some time to carefully analyse my girlfriend’s and my finances, I had to agree with that statement. We were all very well educated and…,…
Where Does All Your Money Go?
For years, I didn’t really know where my money was going. Each month, I was surprised to find I had nothing left in my bank account by the end of the month. I worked just to spend, which made me feel helpless. To control my spending, I decided to run a monthly budget, which revealed…
Financial Independence Is Not About…
…not working or not having to work for the rest of your life. Many people who are fortunate enough to become financially independent early in life choose to work, basing their decisions on what they want and what’s right for them rather than prioritising financial security alone. That’s what financial independence is all about: having…
What If the Big Check Never Comes?
Even though I’ve been working since my early 20s, I’ve never been a big saver. My childhood programming led me to believe that one day, somehow, a substantial check from one of my amazing, brilliant ideas would materialise and solve all my years of financial negligence, so there was no need to save anything along…
What Is Your Relationship with Stuff- Revisited in 2025
Read the original post here 2021 I still keep clothes from my crazy 20s because they remind me of the fun I had and the critical milestones I went through. I’m attached to those items because I loved those experiences so much that the thought of letting them go is too painful. 2025 I still have…
How to Shop with Purpose in a World of Excess – Revised in Sep.2025
The original post was written in 2021. Since then, a lot has changed in the world and on my personal journey toward conscious living. So it was time to revisit this post… How to Read this Post Each fragment is categorised by the year it was written. The 2025 writing reflects my continually evolving approach,…